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Credit/Lending Services:

• Term Loans: Short-, Medium- and Long-term loans;
• Overdraft Facilities;
• Merchandise Loans;
• Pre-shipment Export Credit Facilities;
• Revolving Export Credit Facilities;
• Advance on Export Bills; and
• Import Letters of Credit.
• Import L/C Settlement Loans;
• Advance on Import Bills;
• Motor Vehicle and Construction Machinery Loans;
• Consulting Firms Financing Loans;
• Co-financing Loans;
• Financing of Creativity/Ideas;
• Machinery (equipment-lease financing loan);
• Equity Investment Financing Loans;
• Home (mortgage) loans;
• Personal and Consumer Durable Loans;
• Automobile Loans;
• Education Loans;
• The Bank’s Letter of Guarantee:
  • Bid Bond
  • Advance Payment
  • Performance Bond
  • Retention Guarantee
  • Customs Duty Guarantee
  • International Air Transport Association and Oil Companies
  • Trade Credit Guarantee [available only at the OIB]
  • Education Guarantee (available only at the OIB)
• Advisory Services on Lending Options.